BUY NOW – FREE REFI LATER
Real estate solutions
Mortgage rates aren’t what they used to be, and we’re in a new normal. While experts predict rates will decrease over time, now is still a great time to buy.
Here’s the best part: When you purchase a home now, you’ll be automatically eligible for a free refinance later. The Brunner Group, in partnership with our preferred lender, Ray Smith, will monitor rates for you and reach out when refinancing makes sense—typically when rates drop by at least one percentage point.
What Does “Free” Mean?
✔ No lender fees when you refinance.
Let us help you navigate the market with confidence. Buy now, save later.
DON’T OVERPAY
The Brunner Group Can Help!- Avoid Waiting for Rates – Lock in a home now rather than risking higher prices later.
- Lower Sales Prices – Homes are more affordable now compared to a high-demand market.
- Renegotiate the Rate, Not the Price – You can always refinance, but you can’t go back and change your purchase price.
- Insulate Yourself from Appreciation – Home values will continue to rise, securing your investment now.
- Lock in Today’s Price – Future home prices are expected to be higher.
- Appreciation Always Occurs – Historically, real estate values increase over time.
- Marry the House, Date the Rate – Fall in love with the home, knowing you can adjust your rate later.
- No Future Fees for Refi – Many lenders offer low or no-cost refinancing when rates drop.
- Build Equity Sooner – The earlier you buy, the sooner you start building wealth.
- Take Advantage of Seller Concessions – In a slower market, sellers are more willing to negotiate on closing costs and repairs.





